Middlefield Banking Company - Business Banking

Comparison Chart
Checking Rates
Checking Brochure (PDF)

The Middlefield Banking Company makes accessing your cash easy through our many business checking account programs. Whether you want to maximize yield or eliminate service charges, The Middlefield Banking Company has the perfect account for you ...

Checking Programs

Business Analysis Account

$6 monthly statement fee

15¢ per check/debit fee

10¢ per deposit and deposited item fee

Credit earned on daily available balance at a rate of 0.50% above the Statement Savings rate

Business NOW Account

Available for Sole-Proprietorships only

$8 monthly statement fee

25¢ per check/debit fee

Balances under $1,500 do not earn interest

$1,500 minimum blance to waive all fees

Business Free Checking Account

No minimum balance required

No check/debit fee

$35 overdraft fee

Regular Business Account

25¢ per check/debit fee

$7 monthly statement fee

$5,000 minimum balance to waive all fees

Simple Business Account

$12 monthly statement fee

50 checks/debits per month processed free

25¢ fee per each additional check/debit

No minimum balance

Checking Features

	Accessing Real Time Financial Data

	Online 24/7 from office, home or on the road with at www.middlefieldbank.com make check deposits without ever leaving the office ... EASYdeposit remote deposit via telephone with at 877-MBC-2794 visiting our convenient offices

	*Overdraft Protection Available**

	Checking overdrafts are not part of your positive picture, therefore we have safeguards in place. Simply link your business checking to a MB Savings account or MB Credit Line and the funds will automatically move to cover drafts. MB Business Credit Line Accounts range from $500 to $10,000 and funds can be drawn down as necessary. Ask our customer service …

	Sweep Accounts

	Customers establish a “target balance” in their Business Checking account. This target balance is the available check-writing balance. Any funds over the target balance will be swept into an interest-bearing account until such time as those funds may be necessary to clear checks again. This is an interest bearing account whose interest rate is determined by the Federal Funds Rate as established by the Federal Reserve System.

	Other Features
	Electronic Payroll Transfers and ACH Originations Commercial Overdraft Protection Accounts Receivable Credit Lines Individualized Lending Options International and Domestic Wire Transfers Flexible Cash Options Merchant Credit Card Processing MasterCard and Visa Credit Cards

* Transfer fee and annual credit line fees apply. Subject to credit approval